High-Yield Savings Accounts: Are They Worth It?

High-yield savings accounts (HYSAs) have been the go-to for emergency funds. But with rates shifting, are they still the best option?

Current Rate Environment

While rates have dipped slightly from their peak, HYSAs still offer significantly better returns than traditional savings accounts.

Alternatives

CDs and Money Market Accounts are viable alternatives, but HYSAs offer the best liquidity for emergency cash.